{"id":279,"date":"2019-12-08T17:30:27","date_gmt":"2019-12-09T01:30:27","guid":{"rendered":"http:\/\/accountantwei.com\/cn\/?p=279"},"modified":"2019-12-09T11:32:09","modified_gmt":"2019-12-09T19:32:09","slug":"%e4%b8%aa%e7%a8%8e%ef%bc%881%ef%bc%89%ef%bc%9a2019%e5%b9%b4%e5%ba%95%e7%9a%84%e4%b8%aa%e7%a8%8e%e8%a7%84%e5%88%92%ef%bc%88%e4%b8%8a%ef%bc%89","status":"publish","type":"post","link":"http:\/\/accountantwei.com\/cn\/%e4%b8%aa%e7%a8%8e%ef%bc%881%ef%bc%89%ef%bc%9a2019%e5%b9%b4%e5%ba%95%e7%9a%84%e4%b8%aa%e7%a8%8e%e8%a7%84%e5%88%92%ef%bc%88%e4%b8%8a%ef%bc%89\/","title":{"rendered":"\u4e2a\u7a0e\uff081\uff09\uff1a2019\u5e74\u5e95\u7684\u4e2a\u7a0e\u89c4\u5212\uff08\u4e0a\uff09"},"content":{"rendered":"

\u4f5c\u8005\uff1aStella Wei \u52a0\u62ff\u5927\u7279\u8bb8\u4e13\u4e1a\u4f1a\u8ba1\u5e08<\/span><\/p>\n

2019\u5e7412\u67088\u65e5<\/span><\/p>\n

\u00a0<\/strong><\/span><\/p>\n

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\u4e3a\u65b9\u4fbf\u5927\u5bb6\u7406\u89e3\u6b64\u7bc7\u6587\u7ae0\u63d0\u4f9b\u7684\u7701\u7a0e\u6848\u4f8b\uff0c\u7279\u5148\u63d0\u4f9bBC\u7701\u7a0e\u52a1\u5c45\u6c11\u57282019\u5e74\u5ea6\u4e2a\u4eba\u6536\u5165\u7a0e\u7387\u56fe\u8868\uff1a<\/span><\/p>\n

\"\"<\/p>\n

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\u60a8\u53ef\u4ee5\u901a\u8fc7\u8054\u90a6\u7a0e\u52a1\u5c40\uff08CRA\uff09\u7ed9\u60a8\u76842018\u5e74\u62a5\u7a0e\u8868\u7684\u56de\u6267\u5355\u4e0a\u627e\u52302019\u5e74\u7684RRSP\u4f9b\u6b3e\u989d\u5ea6\uff0c\u5728\u89c4\u5b9a\u65f6\u95f4\u548c\u989d\u5ea6\u5185\u8d2d\u4e70RRSP\uff0c\u4ee5\u964d\u4f4e2019\u5e74\u5e94\u7a0e\u6536\u5165\uff0c\u8fbe\u5230\u51cf\u7a0e\u76ee\u7684\u3002<\/span><\/p>\n

\u4f8b\u5982\uff0c\u5355\u8eab\u8d35\u65cf\u5f20\u5973\u58eb\u9884\u8ba1\u57282019\u5e74\u7684\u5de5\u8d44\u6536\u5165\u4e3a$67,630\uff0c\u5979\u9700\u8981\u57282020\u5e743\u67082\u65e5\u53ca\u4e4b\u524d\u8d2d\u4e70RRSP\u624d\u80fd\u51cf\u5c112019\u5e74\u5e94\u7a0e\u6536\u5165\u3002\u5982\u679c\u5979\u6ca1\u6709\u5176\u5b83\u6536\u5165\uff0c\u4e14RRSP\u4f9b\u6b3e\u989d\u5ea6\u4e3a$20,000\uff0c\u5979\u57282019\u5e7412\u670830\u65e5\u5411RRSP\u5b58\u5165$20,000\uff0c\u5176\u7533\u62a52019\u5e74\u4e2a\u7a0e\u65f6\uff0c\u8ba1\u7a0e\u6536\u5165\u964d\u4e3a$47,630\uff0c\u8fb9\u9645\u7a0e\u7387\u4ece28.2\uff05\u964d\u4f4e\u4e3a22.7%\uff0c\u8282\u7a0e$5,640\u3002<\/span><\/p>\n

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\u7a0e\u52a1\u4e8f\u635f\u53d8\u5356<\/u><\/span><\/strong><\/h3>\n

\u201c\u7a0e\u52a1\u4e8f\u635f\u53d8\u5356\u201d\u6307\u7684\u662f\u5c06\u6709\u4e8f\u635f\u7684\u6295\u8d44\u5728\u5e74\u5185\u5356\u6389\u4ee5\u5b9e\u73b0\u8d44\u672c\u4e8f\u635f\uff0c\u7528\u6765\u62b5\u6d88\u4f60\u5728\u5176\u4ed6\u6295\u8d44\u4e2d\u5b9e\u73b0\u7684\u8d44\u672c\u589e\u503c\u800c\u5b9e\u73b0\u5f53\u5e74\u5c11\u4ea4\u7a0e\u7684\u76ee\u7684\u3002\u4efb\u4f55\u5728\u5f53\u5e74\u6ca1\u6709\u7528\u5230\u7684\u8d44\u672c\u4e8f\u635f\u8fd8\u53ef\u4ee5\u7528\u6765\u62b5\u6d88\u8fc7\u53bb3\u5e74\u5185\u6216\u8005\u672a\u6765\u4efb\u4f55\u4e00\u5e74\u7684\u8d44\u672c\u589e\u503c\u3002\u5982\u679c\u60f3\u5728\u672c\u5e74\u5c31\u4f7f\u7528\u4e8f\u635f\u6216\u662f\u5728\u8fc7\u53bb\u76843\u5e74\u4f7f\u7528\u8be5\u4e8f\u635f\u7684\u8bdd\uff0c\u4f60\u7684\u4e70\u5356\u4ea4\u6613\u5b8c\u6210\u7684\u65e5\u671f\u5e94\u8be5\u57282019\u5e74\u7684\u5e74\u5185\u3002\u5982\u5e0c\u671b\u8ffd\u6eaf\u5230\u8fc7\u5f80\u4e09\u5e74\u5185\uff082016\u30012017\u548c2018\u5e74\uff09\u4f7f\u75282019\u5e74\u7684\u8d44\u672c\u4e8f\u635f\uff0c\u6240\u9700\u586b\u5199\u7684\u7a0e\u8868\u4e3aT1A\u3002<\/span><\/p>\n

\u8868\u9762\u635f\u5931\uff08Superficial Loss\uff09<\/strong><\/span><\/p>\n

\u5982\u679c\u4f60\u6253\u7b97\u91cd\u65b0\u4e70\u56de\u5df2\u53d8\u5356\u7684\u4e8f\u635f\u6295\u8d44\uff0c\u4e00\u5b9a\u8981\u6ce8\u610f\u4e0d\u8981\u88ab\u7a0e\u52a1\u5c40\u8ba4\u5b9a\u662f\u201c\u8868\u9762\u4e8f\u635f\u201d:\u00a0\u5982\u679c\u4f60\u6216\u662f\u4f60\u7684\u5173\u8054\u4eba\uff0c\u6bd4\u5982\u4f60\u7684\u914d\u5076\uff0c\u4f60\u548c\u4f60\u7684\u914d\u5076\u7684\u516c\u53f8\u6216\u662f\u4fe1\u6258\uff0c\u5728\u51fa\u552e\u540c\u4e00\u4e2a\u6295\u8d44\u7684\u540e30\u5929\u91cc\u5c06\u5b83\u8d2d\u56de\uff0c\u90a3\u4e48\u201c\u8868\u9762\u4e8f\u635f\u201d\u5c31\u4f1a\u88ab\u8ba4\u5b9a\u6210\u7acb\u3002\u5982\u679c\u201c\u8868\u9762\u4e8f\u635f\u201c\u6761\u6b3e\u88ab\u6267\u884c\uff0c\u4f60\u5b9e\u73b0\u7684\u635f\u5931\u5c06\u4e0d\u80fd\u7528\u4e8e\u62b5\u7a0e\uff0c\u76f4\u5230\u4f60\u771f\u6b63\u5c06\u8fd9\u4e2a\u8d44\u4ea7\u5356\u6389\u4e3a\u6b62\u3002<\/span><\/p>\n

\u8f6c\u79fb\u548c\u4e92\u6362\uff08Transfers and swaps\uff09<\/strong><\/span><\/p>\n

\u6709\u7684\u4eba\u60f3\u5c06\u81ea\u5df1\u635f\u5931\u7684\u6295\u8d44\u8f6c\u79fb\u5230\u81ea\u5df1\u7684RRSP\u6216TFSA\u8d26\u6237\u91cc\uff0c\u4ee5\u81f3\u4e8e\u5728\u4e0d\u53d8\u5356\u8fd9\u4e9b\u6295\u8d44\u7684\u540c\u65f6\u5b9e\u73b0\u8d44\u672c\u635f\u5931\uff0c\u8fd9\u79cd\u65b9\u6cd5\u662f\u88ab\u4e25\u683c\u7981\u6b62\u7684\u3002\u8fd8\u6709\u5c31\u662f\uff0c\u67d0\u4eba\u82e5\u60f3\u5c06\u672a\u6ce8\u518c\u8d26\u6237\u7684\u6295\u8d44\u4e92\u6362\u5230\u6ce8\u518c\u8d26\u6237\u91cc\u4ee5\u8c0b\u53d6\u73b0\u91d1\u6216\u5176\u4ed6\u4ef7\u503c\u65f6\uff0c\u4e5f\u4f1a\u53d7\u5230\u4e25\u5389\u7684\u5904\u7f5a\u3002\u82e5\u60f3\u907f\u514d\u7c7b\u4f3c\u60c5\u51b5\u7684\u53d1\u751f\uff0c\u4f60\u53ef\u4ee5\u5c06\u4e8f\u635f\u7684\u6295\u8d44\u53d8\u5356\uff0c\u518d\u5c06\u5f97\u5230\u7684\u73b0\u91d1\u653e\u5165\u4f60\u7684RRSP\u6216TFSA\u4e2d\u3002\u5982\u679c\u4f60\u613f\u610f\u7684\u8bdd\uff0c\u4f60\u4ecd\u53ef\u4ee5\u572830\u5929\u754c\u9650\u540e\u7528\u4f60\u7684RRSP\u6216TFSA\u4e70\u56de\u4e4b\u524d\u53d8\u5356\u7684\u6295\u8d44\u3002<\/span><\/p>\n

\u6258\u513f\u8d39\u7528\u51cf\u7a0e<\/u><\/strong><\/span><\/h3>\n

\u5982\u679c\u60a8\u548c\u914d\u5076\u6709\u540c\u4f4f\u4e00\u8d77\u768416\u5c81\u53ca\u4ee5\u4e0b\u88ab\u629a\u517b\u5b50\u5973\uff0c\u5b50\u5973\u7684\u6258\u513f\u8d39\u7528\u4e00\u822c\u4ece\u60a8\u548c\u914d\u5076\u7684\u4f4e\u6536\u5165\u4e00\u65b9\u51cf\u4f4e\u8ba1\u7a0e\u6536\u5165\u30022013\u5e74\u53ca\u4ee5\u540e\u51fa\u751f\u7684\u6bcf\u4e2a\u5b50\u5973\uff0c\u53ef\u8ba9\u4f4e\u6536\u5165\u7684\u4e00\u65b9\u51cf\u4f4e2019\u5e74\u8ba1\u7a0e\u6536\u5165\u8fbe$8,000\uff1b2003\u5e74\u81f32012\u5e74\u51fa\u751f\u7684\u6bcf\u4e2a\u5b50\u5973\uff0c\u53ef\u8ba9\u4f4e\u6536\u5165\u7684\u4e00\u65b9\u51cf\u4f4e\u8ba1\u7a0e\u6536\u5165\u8fbe$5,000\u3002\u5982\u679c\u6709\u6b8b\u75be\u5b50\u5973\uff0c\u5219\u65e0\u8bba\u591a\u5927\u5e74\u7eaa\uff0c\u90fd\u53ef\u8ba9\u7236\u6bcd\u4e2d\u4f4e\u6536\u5165\u4e00\u65b9\u7684\u8ba1\u7a0e\u6536\u5165\u964d\u4f4e\u8fbe$11,000\u3002\u4f46\u662f\u5927\u5bb6\u9700\u4fdd\u7ba1\u597d\u6b63\u5f0f\u6258\u513f\u8d39\u7528\u5355\u636e\uff0c\u4ee5\u5907\u7a0e\u52a1\u5c40\u62bd\u67e5\u3002<\/span><\/p>\n

\u5982\u679c\u4f4e\u6536\u5165\u4e00\u65b9\u5728\u8bfb\u4e66\u6216\u5176\u4ed6\u7279\u6b8a\u60c5\u51b5\uff0c\u6709\u65f6\u9ad8\u6536\u5165\u7684\u4e00\u65b9\u53ef\u4ee5\u628a\u6258\u513f\u8d39\u7528\u7528\u4e8e\u81ea\u5df1\u51cf\u7a0e\u3002\u5982\u6709\u60a8\u6709\u8f83\u590d\u6742\u60c5\u51b5\uff0c\u8bf7\u6765\u7535\u6211\u4eec\u9884\u7ea6\u54a8\u8be2\u3002<\/span><\/p>\n

\u9000\u4f11\u8003\u8651\u7684\u8ba1\u5212\uff08Retirement Considerations\uff09<\/u><\/strong><\/span><\/h3>\n

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\u5982\u679c\u4f602019\u5e74\u572860\u5c81\u523064\u5c81\u4e4b\u95f4\u800c\u4e14\u8003\u8651\u5f00\u59cb\u4eceCPP\u4e2d\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u4f60\u6700\u597d\u57282019\u5e7412\u670831\u65e5\u4e4b\u524d\u7533\u8bf7\u3002\u5982\u679c\u4f60\u57282019\u5e74\u5f00\u59cb\u63d0\u524d\u9886\u53d6CPP\uff0c\u4e0e65\u5c81\u65f6\u5f00\u59cb\u9886\u53d6\u76f8\u6bd4\uff0c\u6bcf\u63d0\u524d\u4e00\u4e2a\u6708\uff0c\u4f60\u7684\u9000\u4f11\u91d1\u5c06\u6309\u6bd4\u4f8b\u76f8\u5e94\u51cf\u5c11\u4e00\u70b9\u3002<\/span><\/p>\n

\u514d\u7a0e\u50a8\u84c4\u8d26\u6237\uff08Tax Free Saving Account\uff09<\/u><\/strong><\/span><\/h3>\n

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\u63d0\u524d\u8d2d\u4e70<\/u><\/strong>\u7528\u4e8e<\/u><\/strong>\u751f\u610f<\/u><\/strong>\u56fa\u5b9a<\/u><\/strong>\u8d44\u4ea7<\/u><\/strong><\/span><\/h3>\n

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\u7bc7\u5e45\u6709\u9650\uff0c\u672a\u80fd\u8be6\u5c3d\uff0c\u6709\u6c42\u77e5\u6b32\u7684\u670b\u53cb\u53ef\u4ee5\u67e5\u9605\u6211\u57282018\u5e7412\u6708\u5199\u7684\u6587\u7ae0\uff1ahttp:\/\/accountantwei.com\/cn\/\u623f\u4ea7\u7a0e\u7cfb\u5217\u4e09\u66f4\u65b0-bc\u7701\u6295\u673a\u7a0e\u6709\u51cf\u514d\u3001\u8fd8\u6709\u8c41\u514d\/ \u3002\u6216\u8005\u4e0aBC\u7701\u653f\u5e9c\u7f51\u7ad9\u5f97\u5230\u66f4\u591a\u6295\u673a\u7a0e\u8c41\u514d\u4fe1\u606f\u3002\u6211\u4eec\u4e0b\u671f\u7684\u4e2a\u7a0e\u89c4\u5212\u5c06\u9488\u5bf9\u4e2d\u5c0f\u4f01\u4e1a\u7684\u80a1\u4e1c\u3002\u5982\u679c\u60a8\u8fd8\u6709\u66f4\u591a\u95ee\u9898\uff0c\u6b22\u8fce\u6765\u7535\u54a8\u8be2\uff0c\u6211\u4eec\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u7684\u9884\u7ea6\u7535\u8bdd\u662f604.423.3598\uff0c\u5730\u5740\u662f500-5050 Kingsway\uff0cBurnaby BC\u3002\u8c22\u8c22\u5927\u5bb6\u5173\u6ce8\uff01<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u4f5c\u8005\uff1aStella Wei \u52a0\u62ff\u5927\u7279\u8bb8\u4e13\u4e1a\u4f1a\u8ba1\u5e08 2019\u5e7412\u67088\u65e5 \u00a0 \u6211\u66fe\u57282017\u5e74\u5e95\u5199\u8fc7\u4e00\u904d\u5173\u4e8e\u5728\u5e74 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[3],"tags":[],"_links":{"self":[{"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/posts\/279"}],"collection":[{"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/comments?post=279"}],"version-history":[{"count":6,"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/posts\/279\/revisions"}],"predecessor-version":[{"id":287,"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/posts\/279\/revisions\/287"}],"wp:attachment":[{"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/media?parent=279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/categories?post=279"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/accountantwei.com\/cn\/wp-json\/wp\/v2\/tags?post=279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}